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Vervaldatum van ppf account
Conditions, to close the PPF account prematurely, the account should have completed at least five financial years.
Conclusion, pPF suits those investors who do not want volatility in returns akin to equity asset class.Have you read these stories?Documentation, the application should contain a copy of the.If contributions are in excess of.5 lakh in a year, the excess deposits will be treated as irregular and will neither carry any interest nor will this excess amount be eligible for tax benefit under Section 80C.Even after several decades, Public Provident Fund (PPF) continues to be a favourite savings avenue for many investors.Premature closure of the account of a minor can be carried out by his guardian.PPF is a 15-year scheme, which can be extended indefinitely in block of 5 years.In a severe cash crunch, you might have to tap seks na 2 data the accumulated corpus in your PPF account.The application needs to state the reason for the account holder opting to close the account.
It can be opened in a designated post office or a bank branch.
Persons having a PPF account in the bank cannot open another account in the post office and vice-versa.As the interest is tax-free, the effective pre-tax yield for someone paying tax.3 per cent,.6 per cent and.9 per cent rates will.69 per cent,.8 per cent and.28 per cent per annum respectively.At times, grandparents are interested in opening PPF for their grandchildren.The content on this page is courtesy Centre for Investment Education and Learning (ciel).The account can be closed only to serve the following purposes: Treating serious ailments or life threatening diseases of the account holder, spouse, dependent children or parent.In 1968-69, PPF offered a 4 per cent per annum interest while from it offered 12 per cent.With the tax-saving season on, many may be looking to open a PPF account.
PPF rules however, do not allow them to do so, when the parents of the minor are alive.
One can open a PPF account in one's own name or on behalf of a minor of whom he is the guardian.